The Basics Of 4-Point Home Inspections

Home & Garden Blog

As a homeowner, keeping your home protected is a top priority. A 4-point home inspection is an effective way to identify potential problems before they become significant. 

Why Do You Need To Have A 4-Point Home Inspection Done?

Insurance companies typically require a 4-point home inspection before they are willing to issue a policy. The inspection results help insurance companies understand the home's condition and whether structural issues may contribute to any damage. In addition to needing this inspection for insurance, a homeowner may want to have this inspection done periodically. These inspections can be an excellent option for identifying developing problems, which can allow you to take proactive steps to address these issues.

What Is Covered During A 4-Point Home Inspection?

The primary systems and components of the house are the focus of a 4-point inspection. At a minimum, this will include the roof, electrical, plumbing, and HVAC systems. These inspections will thoroughly assess these components for damage, deterioration, code violations, and other issues that could impair their performance. The electrical and plumbing assessments can be critical. These components may be behind walls, making identifying problems particularly challenging. A 4-point home inspection service can use several sophisticated tools to assess these components. These technicians may use infrared sensors to look for electrical hot spots behind the walls. Video inspections and moisture sensors can evaluate the plumbing for leaks, obstructions, or other issues.

What Happens If Problems Are Found During A 4-Point Home Inspection?

When a 4-point home inspector finds a significant problem with the house, the owner must act quickly to repair these issues. If this inspection is to comply with insurance requirements, repairs may be required before the insurance carrier issues a policy for your home. After the repairs, another inspection is needed to verify the repairs are correct. In some cases, the issues may not be structurally severe enough for the insurance to require repairs. However, addressing these minor problems is still advisable due to their impacts on your quality of life. For example, the home may have higher energy or water costs depending on the impacted systems.

Is A 4-Point Home Inspection Disruptive?

A 4-point home inspection can offer valuable insights into the overall condition of a house. Yet, this does not mean these inspections are very disruptive or lengthy. Most 4-point home inspections require less than a few hours to complete. However, you will need to provide the inspector access to the house's interior and exterior.

Contact a local service provider to learn more about 4-point home inspections.


16 February 2023

Creating A Gorgeous Home

After struggling for years, I finally scored my dream job and started to focus on redecorating my home. At first, I wasn't sure how much of an impact I was going to be able to make, but after sitting down and really focusing on the different areas of my house, it was clear to me that the main living spaces were where I needed to focus. I started working room by room to renovate the space, and it was absolutely amazing to see what we were able to accomplish. This blog is all about creating a gorgeous home--even if you are on a tight budget.